Announcing 12 mutual fund portfolios on Unovest

So, you have been trying hard to create your own mutual fund portfolio based on all the parameters you have known till now. You have read all of these posts too:

John Bogle’s 8 Rules to build a mutual fund portfolio

How to build a winning mutual fund portfolio

Rule no. 9 – Character Counts

If you still think it is not going to be possible for you, to humanly track all these things and build your own portfolio, we have something to offer you.

We took it upon us to apply these criteria and come up with a list of funds. We then organised these funds into a dozen portfolios that you can pick and choose from.

Announcing the Launch of Mutual Fund Portfolios from Unovest

Yes, a dozen or 12 mutual fund portfolios that reflect the characteristics mentioned above. You can use these portfolios to invest towards your goals and build your wealth.

There are 3 key themes of these portfolios:

1. Preserver – meant for 1 to 5 years plus of investment horizon to ensure that the money’s worth is preserved to provide for your goals.
2. Builder – meant for 5 to 10 years of investment horizon and helps you grow your investments to meet your future goals.
3. Enhancer – meant for 10 years plus of investment horizon for those who are willing to take on more risk and looking for additional returns, if possible.

There is also a fourth theme of parking immediate cash and is called Cash Convert.

Each of the themes has a portfolio for one of the 3 risk profiles – Conservative, Moderate, Aggressive.

None of the portfolios has more than 5 funds – thus offering a lean way to move forward. You will also get to know how much to invest in each fund through a weightage that is assigned to each.

On an ongoing basis, any changes/updates on the fund portfolios and what action you need to take, if any, will be informed too.

What these portfolios are not? 

These are not asset allocation portfolios where you are asked to invest in a combination of equity and debt. It is assumed that, if you are picking an equity portfolio, you already know how much you should invest in equity.

Typically, you have existing investments in debt through Bonds, Fixed Deposits, PPF/EPF, etc and what you need is to invest in equity through mutual funds. These mutual fund portfolios serve that purpose.

But why do you need 12 mutual fund portfolios?

No, of course, you don’t need all the 12.

You can make a selection based on your goals and on the two factors of risk profile and time horizon.

So, just go ahead and pick yours.

Click here to login to Unovest and get your access.

The final word: We would invest our own money in these portfolios.

Please note: Recommended Mutual Fund Portfolio service requires premium access to Unovest. If you aren’t a premium subscriber yet, click here to know more and subscribe.