Vipin Khandelwal 
I have been lately thinking a lot about taking risk. It is such a commonly used word in our everyday lives. But is it really understood? What makes some people more risk takers compared to others? What is risk? Risk is the uncertainty that we face when we venture into the ‘unknown’. If I could express it in the following dilemma: … Read more
Investing in India is one common theme that all NRIs want to figure out. How should they go about investing in India, specially given their Non Resident Indian (NRI) status? Now, you don’t want to end up making mistakes or get on the wrong side of the law with your money. So, to make the process … Read more
My client sent me an email a couple of days ago. He replied to my suggestion to get his financial planning done. What he was trying to say in his reply is why he shouldn’t be doing financial planning. You can read the email here. I have now written my response to his email. Here it is. Read … Read more
I recently received this email from my client. I thought it will resonate with you and so I am sharing it here. Read on. Subject: Financial planning Dear VK About 5 years ago, when I invested in a mutual fund for the first time, I was apprehensive. Till then, all that I had ever come close to … Read more
The idea of ‘money’ is a tantalising one. We don’t know exactly when it originated but now it has come to acquire its own place in our lives. 15 years ago, as a fresh graduate, I was wondering about the meaning of money in my life. They were the years, when I was still financially dependent and a decently … Read more
“So you have spare money in your bank account“, I repeated to confirm what Ajay just told me. “What are you planning to do with it?“, I further asked. “Well, It’s about Rs. 5 lacs and I can put them towards my emergency funds. I guess I will create a Fixed Deposit.” Ajay seemed to have made up his … Read more