The Acid Test for your Investment Portfolio

acid test for your investment portfolio

“How do you know if your investment portfolio is doing well?”

I usually get a range of responses to this question. They start from “ummmmm (which means I have no idea)” to “when it delivers the best returns“. The latter also means “I have no idea” but with an attempt to sound smart.

Very few investors are aware of what makes their investment portfolio worthwhile. Let alone that, they don’t even know what is their portfolio return. They know their FD return, PPF return, NSC return, but portfolio return?

You would realise that the ‘portfolio return’ is one of the key numbers that tells you if your investment portfolio is really working for you or not.

Today, let’s set aside all our excuses and do an acid test on your investment portfolio.

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1 Deceptively Simple Rule to save more

1 simple rule to save more

What is the most popular advice that you receive about money?

My vote is on Spend less, Save more!

It is one advice that my parents always told me. After all, “money does not grow on trees“.

It was drilled down to a point that whenever I spent money on a new phone or that coffee in the Star Cafe, a little guilt feeling would raise its head.

How do you spend less?

I am so afraid to start a discussion on this topic. The suggestions that I have received range from the funny to the ridiculous.

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Money – a poem

time, love, money

The idea of ‘money’ is a tantalising one. We don’t know exactly when it originated but now it has come to acquire its own place in our lives. 15 years ago, as a fresh graduate, I was wondering about the meaning of money in my life. They were the years, when I was still financially dependent and a decently … Read more

What is the connection between honking, meditation and money?

Honking

Honking – the Monkey in the Mind Have you ever felt that your mind has been nuked from the shrill sounds that all the honking monsters produce on the roads? I bet you are not alone in having this feeling. I recently witnessed 3 such: A man on a two-wheeler, with his wife and a few months … Read more