“So you have spare money in your bank account“, I repeated to confirm what Ajay just told me. “What are you planning to do with it?“, I further asked. “Well, It’s about Rs. 5 lacs and I can put them towards my emergency funds. I guess I will create a Fixed Deposit.” Ajay seemed to have made up his … Read more
ULIPs stand for Unit Linked Insurance Plans. They offer a combination of insurance and investment and are offered by life insurance companies in India. The Ugly Days ULIPs have been a much hated product for most of their existence. So much so that they were considered highly toxic financial products. Here are a couple of reasons. First, there … Read more
3 days ago, I received an email from my bank and it mentioned that over 79% of loans approved were for those individuals who had a credit score of 750 or above. What does this mean? Simply put, it means that if you have a credit score of less than 750, the chances that your … Read more
I bought my first life insurance policy in 2007. It took me about 3 months to finalise which policy to buy. I took my time to research and to select the right policy. Now, I bought insurance because I wanted “insurance”, a protection against a risk, the risk that how would my family take care of itself … Read more
Talk of a resume and it feels like we are still stuck in the Stone Age. You know the times when we used two stones to light a fire. The same boring resume format along with a meaningless cover letter is in practice. The objective (usually the first thing visible on the resume) says something like … Read more
I read the 7 Habits of Highly Effective People, for the first time, in the year 1999. Since, then once in a year, I end up revisiting the text and refresh my learning. Once when I was to buy the Amazon Kindle ebook version, Amazon was kind enough to offer it to me for free. The landmark book, written … Read more