investing Archives – Page 18 of 19

Do you know? – Direct Investing in mutual funds is super easy now

September 2, 2016August 27, 2015 by Vipin Khandelwal

UPDATE A single platform for investing in direct plans of mutual funds – Unovest is now ready.

Create your FREE Account now.

Know more – FAQs.

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My problem with investing in mutual funds – is it yours too?

For most of us, investing in mutual funds is a big pain. First, you have to get through the ordeal of selecting the right few funds from amongst the hundreds on offer. Then, you have to actually make those transactions. For me, the latter is a bigger issue.

Talking of transactions, I am not a fan of paper. Not just for the sake of the environment but also for the inconvenience it creates. Too many forms, cheques, signatures, KYCs and what not.

Also, I want to route my investments directly to the mutual fund. In other words, I do not want to use a distributor. I will give the reasons in a while.

So, I have always been looking for a solution that makes it super easy and convenient to manage my mutual fund investments and allows me to transact easily. I am sure you too look for the same.

Stock market crashes by 10,000 points – What will you do now?

September 5, 2015August 24, 2015 by Vipin Khandelwal

What’s happening to the stock market?

The stock market indices world over are having a free fall.

The Indian barometer, Sensex, too has shed over 1600 points in just one day, which is a close to 6% drop in its value.

Why? Many pundits are busy deciphering the reasons but in this complex world, it would not be easy to find out what exactly has led to this.

In “Against the Gods – The Remarkable Story of Risk“, a book by Peter L. Bernstein, he mentions that a flutter of a butterfly can cause a typhoon halfway around the world.

Investing in IPOs? Don’t make these mistakes.

August 31, 2015August 17, 2015 by Vipin Khandelwal

Initial Public Offering or ‘IPO days are here again…Stocks list at premium’ is the prominent headline today in the business section of a newspaper.

I am afraid this is one more of those headlines, which can make small, retail investors believe that their chance to make some real quick money is back – that is by investing in IPOs.

It is one of the biggest fallacy of our times. I had my own encounter with this phenomenon. I I have made mistakes too. And I have learnt my lessons.

10 points to make the most of your PPF account

August 5, 2015August 5, 2015 by Vipin Khandelwal

In my practice as a financial advisor, one investment that used to show up without fail was the Public Provident Fund or PPF, as it is popularly known as. PPF continues to be one of the most preferred investment vehicles for Indian households. And why should it not be? It offers guaranteed returns and that too … Read more

Who should be your investment advisor?

May 10, 2016August 2, 2015 by Vipin Khandelwal

So, who should be your investment advisor? The mutual fund distributor, the insurance agent, the bank RM or your uncle? Let me try and get around this question by looking at the other side. But first, a story from my personal experience. The story of the Bank Relationship Manager A few years ago, I was … Read more

How much risk can you take?

July 20, 2015 by Vipin Khandelwal

I have been lately thinking a lot about taking risk. It is such a commonly used word in our everyday lives. But is it really understood? What makes some people more risk takers compared to others? What is risk? Risk is the uncertainty that we face when we venture into the ‘unknown’. If I could express it in the following dilemma: … Read more